Key Features
Our Civil Score API comes equipped with a comprehensive set of features to support credit assessment, identity verification, and risk evaluation. Built for businesses in industries ranging from financial services to real estate, the API is packed with powerful capabilities designed to help you make smarter, more confident decisions.
Comprehensive Credit Assessment
Access a full credit profile—financial history, transaction behavior, and debt-to-income ratios—for precise creditworthiness evaluation before making decisions.
Multi-Faceted Identity Verification
Prevent fraud and ensure compliance with secure identity verification using personal data, biometrics, address checks, and more—streamlining your KYC process and reducing risk.
Advanced Risk Assessment
Use advanced machine learning and predictive algorithms to assess customer risk, analyze behavior patterns, and forecast future stability—enabling real-time, informed decisions.
Customizable Scoring Parameters
Customize scoring to match your business needs—set thresholds, prioritize data points, and fine-tune models for industry-specific relevance.
Real-time Processing
Make fast, confident decisions with real-time insights into creditworthiness, identity, and risk.
Secure & Compliant Data Handling
Secure sensitive data with end-to-end encryption and ensure compliance with global standards like GDPR and PCI-DSS, protecting both your business and customers.
Use Cases
The Civil Score API can be seamlessly integrated into various industries and business processes, helping you assess risk, verify identity, and make informed decisions. Whether you're in finance, real estate, human resources, or insurance, the API delivers valuable insights to help mitigate risk and enhance your operations.
Financial Services
Use the Civil Score API to evaluate the creditworthiness of individuals or businesses before approving loan applications, credit card requests, or other financial services. With detailed insights into financial behavior and payment history, you can reduce default risk and make better lending decisions.
Rental Screening
For real estate companies and property managers, the Civil Score API offers a reliable way to screen potential tenants. Perform comprehensive background checks, evaluate financial stability, and verify identity to ensure that tenants meet your leasing criteria and reduce the risk of defaults or fraud.
Employment Verification
In human resources and recruitment, verifying employment history, job stability, and criminal records is essential. The Civil Score API simplifies this process by providing accurate identity verification and background checks, helping HR teams ensure that candidates have a trustworthy history before making hiring decisions.
Insurance Underwriting
Insurance providers can use the Civil Score API to assess risk when underwriting policies. With detailed applicant information including credit scores, identity verification, and financial history, insurance companies can better understand applicants' risk profiles and adjust premiums or policy terms accordingly.
API Endpoints
Our API provides a comprehensive set of endpoints for credit assessment and identity verification.
Credit Score
GETGet a comprehensive credit score based on financial history and behavior.
/api/v1/civil-score/creditIdentity Verification
POSTVerify identity through multiple data points to prevent fraud.
/api/v1/civil-score/identityBackground Check
POSTConduct a comprehensive background check including criminal history.
/api/v1/civil-score/backgroundEmployment Verification
POSTVerify employment history and current employment status.
/api/v1/civil-score/employmentAddress Verification
POSTVerify current and previous addresses for accuracy.
/api/v1/civil-score/address
Ready to Integrate Civil Score?
Contact us today to learn more about our Civil Score API and how it can help you make better decisions.